Good advice begins with a diagnosis, not a product. Share your income statement and balance sheet — five numbers, five minutes — and get a first review, free. Then we build the plan: securities, real estate, gold, REITs, and everything in between.
Both are fee-only. Both start with your statement. One stays inside the listed market; the other treats your finances the way a doctor treats a patient — everything connected.
For households whose wealth lives in demat and mutual-fund accounts. We build and maintain the portfolio — index core, quality large-caps, debt ladder, gold — and measure it honestly.
Everything in securities advisory, plus every other decision your money faces: the flat vs the REIT, the PG business vs the farmland, how much Bitcoin is sane, whether that IPO is worth applying for, and what your own business idea really costs.
Advisory engagements open when SEBI Investment Adviser registration is granted. Until then, the free financial statement review is educational, and you can join the waitlist.
For every segment we name at least three instruments and say when to hold them, why, how much, and the job they do in a portfolio over ten years.
Index funds, quality large-caps, mid/small-cap satellites, government bonds and the liquid reserve — the compounding core.
Read our view →Residential, commercial, PG / co-living, farmhouses and agricultural land — judged by yield, cost of carry and exit, not emotion.
Read our view →Bitcoin, Zcash and Uniswap sized like venture capital: survivable at −80%, meaningful at 10×, held across a full cycle.
Read our view →Gold as the rupee hedge, copper for the electrification cycle, mustard for those who actually grow or crush it.
Read our view →Grade-A offices, malls, power lines and toll roads for ₹300 a unit — contracted income without a tenant to chase.
Read our view →Mainboard issues we would hold five years, a hard filter on SME IPOs, and a sober view of pre-IPO paper.
Read our view →A PG near a college, a franchise, a shop on the highway — capital required, roadmap, unit economics and exit.
Read our view →Reserve · Core · Income · Real assets · Ventures — how the pieces are sized so that no single mistake can sink the household.
Open the advisory page →You fill in the personal income statement and balance sheet — online, five minutes. A copy is emailed to you.
Within a day you get a written first review: savings rate, leverage, net worth vs income, the three things to fix first.
Asset allocation across every class you own or want to own, with amounts, instruments and a timeline. In writing.
Which fund, which bond, which REIT, how to prepay, when to apply — and our CA desk for the tax side.
Quarterly check-ups on the tracker: XIRR against the index, rebalancing, and the next decision on the list.
Companies publish an income statement and a balance sheet every quarter. Most households never write theirs once. Ours takes five minutes and comes back with a review within a day — free.
ITR filing, a notice from the department, GST, advance tax — we connect you with a chartered accountant from our circle and stay in the loop.
Hire a personal CA →Indicative prices via Google Finance. Pick an instrument to chart it — up to ten years.
Each one solves for the number you are missing, then gives the advice an adviser would.
Reducing vs flat explained, principal–interest split, prepay-or-invest advice.
Car, house, retirement — solve for the missing number and get an honest verdict.
What did your money actually earn? Dated cash flows in, true annual return out.
CAGR rated against FDs, gold and the Nifty; plus the age & date calculator.
From SlateFlow and the community of account holders.
Five numbers, five minutes, one written review — free. When advisory opens, the same statement becomes the first page of your plan.