Services

Advice, tools and the people around them.

Two fee-only advisory engagements (opening when SEBI registration is granted), a free financial statement review today, a CA desk, and the tools that make every number honest.

Securities advisory

Listed markets, done properly

Index core, quality large-caps, debt ladder, gold — a written allocation, named instruments, rebalancing bands and quarterly reviews measured by XIRR against the index.

Fee-only · opens with SEBI registrationDetails

Portfolio tracker with XIRR

Pro · ₹499/month

A money-weighted view of your portfolio, built for Indian investors who hold across demat accounts, SIP monthly and occasionally shuffle between stocks.

What you get

  • Portfolio XIRR — price-only and total-return, recalculated live with Google Finance prices
  • Per-holding XIRR, average cost, unrealised and realised P&L, allocation — as bars, donut or table, your choice
  • Benchmark comparison — your exact cash flows invested in NIFTYBEES, BANKBEES and GOLDBEES, with the terminal value and XIRR of each
  • Shuffle tagging — a sell-and-buy pair is treated as the same money, never as a fresh inflow
  • Dividend audit trail — verify each dividend against your bank statement; see XIRR on verified income only
  • CSV import in a predefined template, with row-level validation; every upload is archived

The CSV template

One row per transaction. Dates as YYYY-MM-DD or DD-MM-YYYY.

columnmeaning
dateTrade / credit date
typeBUY · SELL · DIV · CASH_IN · CASH_OUT · FEE
tickerNSE symbol, e.g. RELIANCE
exchangeNSE (default), BSE, NASDAQ, NYSE
qty, priceFor BUY / SELL (amount = qty × price)
amountFor DIV / CASH / FEE
shuffle_idSame label on the SELL and BUY of a shuffle
verified, verify_refDividend checked against bank; statement reference

Download template CSV Sample file

Create accountSee pricing

Financial tools Free

Loan & EMI, SIP goal planner, CAGR and age calculators that solve for the missing number and tell you what to do. Advanced family versions for a one-time ₹99.

Open the tools →

Insights & research Free

Sector rotation notes, valuation write-ups and framework explainers, published as they are ready. Educational content only.

Read insights →

Personal blog & notes Free

Every account holder gets a public page at /blog/your-name plus a private notes library. Write in Markdown with maths support, keep drafts private, publish when ready.

Start your blog →

Investment advisory Coming

Goal-based, fee-only advice for households. Available only after SEBI Investment Adviser registration is granted. Join the waitlist and we will write to you when it opens.

Join the waitlist →

Personal CA desk

Free introduction

ITR filing, income-tax notices, GST, advance tax and tax planning — we connect you with a chartered accountant from our circle, brief them, and stay in the loop. The CA quotes their own fee; we take no cut.

Hire a personal CA

Free financial statement review

Free

Write your personal income statement and balance sheet in five minutes — income and where it comes from, expenses and where they go, assets and liabilities. We read it like an adviser would and reply within one day. A copy of everything you submit is emailed to you.

Fill in my statement

On the roadmap

Advisory engagements open on SEBI registration. Also coming: bank-statement matching for dividends, a family net-worth tracker that reads your statement, and a SlateFlow Android app.